Job Description:

High‑Earning Protection Adviser - Established Client Base, Quality Leads

If you are a driven Protection Adviser who wants to spend more time advising and less time chasing weak opportunities, this role offers exactly that. This is a rare opportunity to join a respected, high‑performing financial services business supporting affluent clients with complex protection needs, where quality, behaviour and long‑term relationships come first.

About the Company

This well‑established, privately owned financial services firm delivers a full cradle‑to‑grave proposition across mortgages, protection, private medical insurance and associated professional services. The business operates with strong values, genuine collaboration and a long‑term mindset, serving predominantly high‑net‑worth clients across affluent regions. Behaviour comes before revenue, and teamwork is non‑negotiable.

About the Role

The business is seeking an experienced Protection Adviser to hit the ground running within an existing, active client base. You will advise on personal protection as a core focus, with opportunities to support business protection, later‑life planning and inheritance tax solutions where appropriate.

You will work closely with mortgage advisers generating consistent referral opportunities, allowing you to focus on advice quality and case conversion rather than cold prospecting.

Both employed and self‑employed models are available, with flexibility depending on experience and performance.

Key Responsibilities

• Provide regulated advice on personal protection including life cover, CI, income protection and family protection
• Identify opportunities for business protection and estate planning solutions
• Build long‑term relationships with clients, delivering exceptional service
• Collaborate closely with mortgage advisers and internal teams
• Maintain compliant, accurate records in line with FCA standards
• Consistently meet agreed production expectations

Employed Package

• Basic Salary £30k + Commission Structure tiered up to 35%
• 20 days holiday plus 1 extra day accumulated service up to 25 days
• Private Medical Insurance
• 1 WFH day once probation passed

Self Employed

• 50% of self-generated leads - 42% of leads provided
• PMI referred 20% and 10% upon renewal

Skills & Experience

• Proven experience advising on personal protection
• Business protection and inheritance tax experience advantageous
• Strong technical knowledge with a client‑first mindset
• Comfortable working with high‑value cases
• Team‑focused with no ego

Why Apply

You’ll be joining a business that genuinely values quality advice, long‑term client relationships and strong professional behaviour. With consistent internal referrals, support behind the scenes and access to high‑net‑worth clients, this role allows you to maximise earnings without compromising standards.

It’s a long‑term opportunity for a protection professional who wants stability, respect and the platform to grow.